The Federal Government introduced the Private Health Insurance Rebate to make private health insurance more affordable for Australians who chose to take out private health cover.

Who is eligible for the Rebate?

The Rebate is available to anyone who is eligible for Medicare benefits and who holds any level of private health insurance cover, no matter the level or type of cover. The Rebate eligibility is not subject to a means test.


What rebate am I entitled to receive?

From 1 April 2005:

• if you and all persons covered by your policy are under the age of 65 years, you are entitled to receive a 30% rebate on your premiums.
• if either you or a person covered by your policy are aged 65 to 69 years, you are entitled to receive a 35% rebate on your premiums.
• if either you or a person covered by your policy are aged 70 years and over, you are entitled to receive a 40% rebate on your premiums.